[ RadSafe ] Insurance for Nuclear Workers "- DO NOT have to pay for smokers-"

[howard long]

Correction-  - sorry I missed the " do not -" in the last sentence. HL

howard long <hflong at pacbell.net> wrote:Health Savings Accounts insure better, thriftier care. 
See HSA Road Rules for Consumers, Employers, Banks, Credit Unions and Administrators.
www.hsainsider.com/HSA%20Road%20Rules%20Dec%207th.pdf 

also www.Galen.org and www.AAPSonline.org 

Basically, you get half the premium, tax deductible, for choosing your own care up to $2,000+
deductible catastrophic insurance. Patient Power, published by Libertarian Cato Inst, shows studies of its effect (av $1,000+/yr more in your pocket with better care). Better safety: 30% lower catastrophic cost after vs before (presumably from fewer catastrophies)..

Promote cross-state insurance, so you [ DO NOT] have to pay for smokers and other risk takers. 

Howard Long MD Family Doctor

cobdw at tds.net wrote:
Mike,
I think it is a great Idea and I would jump at the chance to improve the quality of care for my family and myself. I would suggest that you start by collecting information from the the group as to what they are currently paying for coverage, copays, deductibles, prescription copay, level of coverage ie(80/20, 50/50, 100% after deductible is met, PPO percentage, in or out of net work, would dental and vision be included, etc). I would seriously look in to blue cross and blue shield or aetna. When I had them for insurance in the past, I was happy and they should have a nationwide plan. (need to have folks get you there coverage info so you can compare or have the ins. rep. compare and beat.)
D. Coble
PS If this comes through I will become a gold member just for this bene.

> 
> From: "Michael Rennhack" 
> Date: 2005/06/18 Sat PM 08:34:18 GMT
> To: radsafe at radlab.nl
> Subject: [ RadSafe ] Inshurance for Nuclear Workers
> 
> Greetings RadSafers,
> 
> I have been approached by MANY people, suggesting that I offer group 
> insurance for nuclear workers. In recent months, the request has come more 
> frequently from more sources. I believe that we can work out a deal where 
> all nuclear workers can get a group rate as NukeWorker members. This rate 
> should be better than what most companies can offer. In fact, I'm proposing 
> that while you are working, your company take the money they would normally 
> pay towards your insurance, and send it to us to cover your plan (pre tax). 
> Then, when you get laid off, you won't have to worry about cobra, and 
> setting up new insurance. And you won't have to worry about the different 
> plans from different companies.
> 
> I'll get some rates for different levels of coverage as well. Some people 
> only want major medical with a large deductible; others want full coverage 
> with a small deductible. We will offer several options.
> 
> What does everyone think? I know less than nothing about insurance, but I 
> am willing to make this happen, to help everyone out. How many people are 
> interested in this?
> 
> Please visit this link and give us your thoughts:
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