Re: Disclosure of SSN -Reply

[PAUL BODE <bode.p@nypa.gov>]

You wrote:

>If we drop the use of the nationally-unique SSN in favor of
locally
> generated indexing numbers, then how do I know which James
H. 
> Smith is requesting dose information?

For clarification, the last four digits of the SSN and the julian date
of the mother's birthday would not be a locally generated indexing
number.

It would however, not work with those who do not have a SSN or
a mother (orphan?).

How do banks verify your mother's maiden name? Or do they? As
long as I remember the name I used, am I good to go?

If I forget which "maiden name"  I used, would I be responsible for
not having access to my money, or would the bank?

Obviously, I, not the bank,  would be responsible for not having
access to my money.

The difference between First Bank and First Nuclear is that First
Nuclear is held accountable for exposure records. A bank can tell
you to take a hike if you can't determine who you are. They will
just keep your money. We do not have that luxury.

That is why this debate continues.

When the individual is recognized as the entity having the
ultimate responsibility for accurate banking records, not the bank,
we will make progress on this issue.

How closely do you scrutinize your bank statement?

But that's a whole new paradigm.

Our's is not a culture of taking on individual responsibility.
Anyone disagree?

The future is outside the 
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Are we?

V/R
PB